What to Do If Your Auto Insurance Claim is Rejected

So you’ve had a car accident, but your auto insurer rejects your claim for some reason. In this post we’ll go over some of the common reasons why an insurance claim may be rejected and What to Do If Your Auto Insurance Claim is Rejected.

Common Reasons why Auto Insurance Claims are Rejected

Some reasons why your claim might be rejected could be that your Auto Insurance Company may have the opinion that you are at fault for the auto accident or there may be a problematic clause in your particular auto insurance coverage. It could be that your claim may fall under the jurisdiction of another insurance policy (for example, if your car was stolen at home it may fall under homeowner’s insurance, rather than auto insurance), or the insurer feels you lied when you filed the claim. There could be insufficient documentation, or the insurer may seem you are not acting in good faith when disclosing information.

Contacting an Arbitrator

You will probably not be happy if your auto insurance provider rejects your insurance claim. The next step you should take is to contract the services of an insurance arbitrator. Depending on the region in which you live the procedures for following up a rejected claim are different.

First make sure that there is nothing more you can do by dealing with the insurer only. Once the insurance company has filed their final letter on the matter, or they have not had any response for several weeks, then you may look for an insurance arbitrator. It is recommended that you get legal counsel or do some research about what options there are in your country and state.

Hope this has been of some help to you. Feel free to check out the Free Quote Auto Insurance quote box at the top of this blog to save on auto insurance premiums.